I M Your Solution
Simplifying Tax • Strengthening Wealth
Simplifying Tax • Strengthening Wealth
Fast processing, minimal documentation, and competitive guidance for the most suitable loan options.
Calculate EMI with client details, principal breakup, total interest and a downloadable personalised repayment schedule PDF.
Share your loan type, required amount, monthly income and city. We’ll guide you on the basic eligibility and documentation path.
Start Loan EnquiryClients can compare monthly affordability, total interest cost and total repayment before choosing the most suitable loan option.
Choose the loan or scheme that matches your need. Each option below gives quick clarity on purpose, basic documents, timeline, benefits and enquiry action.
Useful for weddings, travel, medical needs, household expenses or urgent personal requirements without collateral in many cases.
💰 Starting From: Bank/NBFC dependent
📄 Documents Required: PAN, Aadhaar, income proof, bank statement, photo, address proof.
⏱ Time Required: 1 to 5 working days in many cases.
⭐ Benefits: Fast processing, flexible tenure, no property mortgage in many products.
Suitable for purchase, construction, extension or renovation of residential property with longer tenure and structured EMI planning.
💰 Starting From: As per lender and profile
📄 Documents Required: KYC, income proof, bank statement, property papers, quotation/sale deed copy.
⏱ Time Required: 5 to 15 working days depending on legal and technical checks.
⭐ Benefits: Higher loan amount, longer tenure, better affordability and tax benefits as applicable.
Designed for working capital, machinery purchase, stock, expansion, shop setup or cash-flow support for MSMEs and growing businesses.
💰 Starting From: Profile and project based
📄 Documents Required: KYC, business proof, GST/ITR, bank statement, financials, project details.
⏱ Time Required: 3 to 10 working days for many standard files.
⭐ Benefits: Improves business cash flow, supports expansion and helps fund growth plans.
Best for larger funding needs by using eligible residential or commercial property as security, often at lower rates than unsecured loans.
💰 Starting From: Property and income profile based
📄 Documents Required: KYC, income proof, property chain papers, bank statement, existing loan details if any.
⏱ Time Required: 7 to 20 working days depending on valuation and legal review.
⭐ Benefits: Higher eligibility, longer tenure and potentially lower interest than unsecured borrowing.
Quick funding against eligible gold ornaments for emergency liquidity, short-term business need or urgent personal requirement.
💰 Starting From: Based on gold purity and lender policy
📄 Documents Required: KYC and eligible gold ornaments.
⏱ Time Required: Often same day or within 1 working day.
⭐ Benefits: Fast disbursal, minimal paperwork and short processing cycle.
Supports tuition fees, hostel, books and study-related expenses for higher education in India or abroad, subject to lender rules.
💰 Starting From: Course and institute based
📄 Documents Required: Student KYC, admission proof, fee structure, co-applicant income proof, bank statements.
⏱ Time Required: 5 to 15 working days in many cases.
⭐ Benefits: Education support, moratorium options in some products and structured student-friendly repayment.
PMEGP is a credit-linked subsidy scheme for setting up new micro enterprises in manufacturing and service sectors through KVIC, KVIB, DIC and banks.
💰 Scheme Highlights: Own contribution is 10% for general category and 5% for special categories; margin money subsidy rates are 15% urban / 25% rural for general category and 25% urban / 35% rural for special categories.
📄 Documents Required: Aadhaar, PAN, passport photo, project report, category proof if applicable, education/training details, business activity details and bank-linked application papers.
⏱ Time Required: Depends on scrutiny, bank sanction, EDP training and subsidy claim process.
⭐ Benefits: Helps new micro units, supports self-employment and gives official subsidy support for eligible new projects.
Useful for eligible artisans and craftspeople engaged in notified trades who want support for toolkit, skill upgradation, market linkage and enterprise finance.
💰 Scheme Highlights: Scheme support can include toolkit incentive, training support and collateral-free enterprise loans in stages for eligible beneficiaries as per the latest official guidelines.
📄 Documents Required: Aadhaar, mobile number, bank account, ration card if asked, trade/craft proof, category proof if applicable, passport photo and scheme-specific registration details.
⏱ Time Required: Depends on registration, verification, training completion and lender processing.
⭐ Benefits: Supports traditional skills, modern tools, skill training and business growth with government-backed support.
PM Formalisation of Micro Food Processing Enterprises supports eligible micro food processing units with formalisation, upgradation, branding and better market access.
💰 Scheme Highlights: Eligible individual micro food processing units can get credit-linked capital subsidy of 35% of eligible project cost, up to ₹10 lakh, with minimum 10% beneficiary contribution.
📄 Documents Required: Aadhaar, PAN, passport photo, business proof, bank statement, project report/business plan, food activity details, quotation/invoice details and unit documents as applicable.
⏱ Time Required: Varies by scrutiny, bank linkage and state-level processing.
⭐ Benefits: Helpful for food units, processing activity, packaging, branding, market support and business formalisation.
A government-backed scheme for women entrepreneurs and SC/ST borrowers for setting up a greenfield enterprise in manufacturing, services, agri-allied activities or trading.
💰 Scheme Highlights: Bank loans from ₹10 lakh to ₹1 crore for eligible greenfield enterprises; in non-individual entities, at least 51% shareholding and controlling stake should be held by a woman entrepreneur or SC/ST entrepreneur.
📄 Documents Required: Aadhaar, PAN, photo, address proof, bank statement, business plan/project report, quotation details, category proof if applicable and enterprise constitution documents.
⏱ Time Required: Depends on project review, bank assessment and document completeness.
⭐ Benefits: Useful for first-time women entrepreneurs who want bigger project finance and structured government-backed support.
A quick comparison helps clients understand which scheme may fit their business type and funding goal.
| Scheme | Best For | Funding / Support | Main Benefit |
|---|---|---|---|
| PMEGP | New manufacturing or service micro enterprise | Bank-linked project with margin money subsidy | Good subsidy support for eligible new units |
| PM Vishwakarma | Eligible artisans and craftspeople | Toolkit, training and staged enterprise finance | Skill + tool + finance support together |
| PMFME | Food processing units | 35% subsidy up to ₹10 lakh for eligible units | Strong option for food processing business |
| Stand-Up India | Women entrepreneurs / eligible SC-ST founders | ₹10 lakh to ₹1 crore bank loan | Useful for bigger greenfield projects |
These documents are commonly asked in many government-backed scheme applications. Exact requirements can vary by scheme, bank and applicant category.
Choose according to business type, whether the business is new or existing, project size, your category eligibility and whether you need subsidy, toolkit support or a bigger loan amount.
Share a few details and we will guide you on documents, timeline and the next best step for your case.
We help you understand what is needed before processing starts.
Call and WhatsApp friendly support for quick updates and follow-ups.
Support designed to reduce confusion and improve readiness.